Program Comparison

Child Care Assistance vs Head Start

Child Care Assistance (CCDF) subsidizes your choice of provider for working families. Head Start is a free federal preschool program for low-income children. Here is how they differ and when to use both.

Last updated 2026-02-20

Quick Answer

Child Care Assistance (CCDF) gives working families subsidies to pay for the child care provider they choose, with copays capped at 7% of income. Head Start is a free federal program that provides preschool, meals, and health services directly to children in families earning below the poverty level. You can use both programs at the same time.

Side-by-Side Comparison

CategoryChild Care AssistanceHead Start
What it isFederal subsidy to help pay for child careFree federal early education program with health and family services
Who qualifiesWorking families with children under 13Families at or below 100% of the federal poverty level with children 0 to 5
Based onIncome plus work, school, or training activityIncome only (no work requirement)
Income limitUp to 85% of state median income (varies by state)100% of federal poverty level ($32,460/year for a family of 4 in 2026)
Cost to familiesCopay up to 7% of income; TANF families pay $0Completely free, no copay
Ages servedBirth to 12 (up to 17 with special needs)Birth to 5 (Early Head Start: 0 to 2; Head Start: 3 to 5)
How it worksVoucher or certificate you use at any eligible providerYour child attends a Head Start center or receives home visits
Services includedChild care onlyEducation, meals, health screenings, dental, mental health, family support
ScheduleMatches your work or school hoursVaries: some full-day year-round, some part-day school-year only
How to applyThrough your state benefits officeDirectly to a local Head Start program
Children servedAbout 1.4 million per monthAbout 806,000 per year
Can you use both?Yes, CCDF can cover hours Head Start does notYes, Head Start can be the provider paid by CCDF

Key Differences Between Child Care Assistance and Head Start

Child Care Assistance and Head Start both help low-income families with young children, but they work in very different ways. Child Care Assistance gives you money toward the provider you pick. Head Start is itself the program your child attends. Understanding how each one works can help you get the most support for your family.

Child Care Assistance is funded through the Child Care and Development Fund (CCDF), a federal block grant that each state administers under its own name. The program provides vouchers or certificates that parents use to pay for licensed child care centers, family child care homes, or approved informal providers. Parents must be working, in school, or in a job training program to qualify. About 1.4 million children receive CCDF subsidies each month, with total federal funding of $12.3 billion per year. Families pay a copay based on income, capped at 7% of household income under federal rules. You can learn more on our Child Care Assistance page.

Head Start is a direct service program run by the Office of Head Start within the Administration for Children and Families. Local organizations receive federal grants to operate preschool centers and home visiting programs. Children get free classroom instruction, meals, health screenings, dental checkups, and mental health support. Families pay nothing. Head Start served 805,919 children and pregnant women in the 2023-2024 program year, with about $12.3 billion in federal funding. For full details, see our Head Start guide.

The income limits are very different. Child Care Assistance allows states to set eligibility up to 85% of the state median income, which can mean $50,000 to $70,000 or more per year for a family of four depending on the state. Head Start uses a much lower threshold: 100% of the federal poverty level, or $32,460 for a family of four in 2026. Families receiving SNAP, TANF, or SSI qualify for Head Start automatically.

Another big difference is what you get. Child Care Assistance is a financial subsidy only. It pays for care but does not shape what happens during the day. Head Start follows a structured curriculum and federal performance standards covering education, health, nutrition, and family well-being. Head Start programs must fill at least 10% of their slots with children who have disabilities, and they provide individualized services for those children.

Can You Use Both Programs?

Yes. Many families use Child Care Assistance and Head Start together, and the federal government encourages this. Head Start programs often run part-day or school-year schedules that do not cover a full work day. If you work 8 hours but Head Start runs for 6 hours, a CCDF subsidy can pay for the remaining hours at a child care center or family child care home.

Some communities have formal partnerships between Head Start and child care providers. In these "Early Head Start-Child Care Partnerships," a child care center receives Head Start funding to add education, health screenings, and family services on top of regular child care. The child gets the full Head Start experience during a full-day, full-year schedule. These partnerships have expanded since 2014, serving tens of thousands of additional children.

You can also use your CCDF voucher at a Head Start center if the center accepts subsidy payments. In this setup, Head Start covers the educational program and CCDF funds cover extended hours of care. Contact your state child care office and your local Head Start program to ask how they coordinate in your area.

Receiving one program does not reduce your eligibility for the other. Head Start enrollment does not count as income and will not affect your Child Care Assistance. Likewise, receiving a child care subsidy will not disqualify your child from Head Start. If your family qualifies for both, apply for both. Use our free screener to check your eligibility for both programs at once.

Which Should You Apply For?

The right choice depends on your income, your child's age, your work schedule, and what matters most to you. Here are the most common situations:

If your income is below the federal poverty level and your child is 3 to 5: Apply for Head Start first. Your child will get free preschool, meals, health checkups, and family support services. If Head Start hours do not cover your full work schedule, also apply for Child Care Assistance to fill the gap.

If your income is below the poverty level and your child is under 3: Look into Early Head Start for education and developmental support. If you need full-day care for work, apply for Child Care Assistance as well, since many Early Head Start programs are home-based and do not provide full-time care.

If your income is above the poverty level but below 85% of state median income: You likely will not qualify for Head Start, but you should qualify for Child Care Assistance. Apply through your state benefits office. You can find your state's program on Childcare.gov.

If you are receiving TANF: Your children automatically qualify for both programs. TANF families often get priority on child care waiting lists and meet Head Start income requirements. Apply for both.

If your child has a disability: Both programs serve children with special needs. Head Start reserves 10% of slots for children with disabilities and provides specialized services. Child Care Assistance covers children with special needs up to age 17 instead of the usual age 12 limit. Your child may benefit from both.

Not sure where you fall? Our eligibility screener checks both programs along with SNAP, Medicaid, WIC, EITC, and other programs in about five minutes.

Frequently Asked Questions

Can my child attend Head Start and also use child care assistance?

Yes. This is common and encouraged by the federal government. If Head Start runs a part-day schedule, child care assistance can cover wrap-around hours before or after the Head Start session. Some child care providers partner directly with Head Start to offer a combined full-day program. Ask your local Head Start program about partnerships in your area.

Is Head Start better than regular child care?

Head Start provides more than child care. It includes structured early education, health screenings, dental checkups, meals, and family support that most child care centers do not offer. Research from the Administration for Children and Families shows Head Start children enter kindergarten with stronger pre-reading and pre-math skills than similar children who did not attend. Whether it is "better" depends on what your family needs. If you need flexible, full-day care that matches a work schedule, a child care center with a CCDF subsidy may be more practical.

What if Head Start hours do not match my work schedule?

This is one of the most common challenges. Many Head Start programs run part-day or follow a school-year calendar, which does not work for parents with full-time jobs. You have a few options: apply for child care assistance to cover extra hours, look for a Head Start program with a full-day schedule, or ask your program about Early Head Start-Child Care Partnerships that provide extended hours.

Do I need to be working to qualify for Head Start?

No. Head Start has no work requirement. Eligibility is based on family income, not employment. This is a major difference from Child Care Assistance, which requires parents to be working, in school, or in a job training program. If you are not currently working, Head Start may be the only child care option available to you through federal programs.

What is the income limit for each program?

Head Start uses 100% of the federal poverty level: $32,460 per year for a family of four in 2026. Child Care Assistance uses up to 85% of the state median income, which varies by state but is much higher. For a family of three, CCDF limits range from about $3,500 to $6,000 per month depending on the state. Families on SNAP, TANF, or SSI qualify for Head Start automatically regardless of income.

Does Head Start accept children who are not U.S. citizens?

Yes. Head Start does not require U.S. citizenship or any specific immigration status. Any child who meets the age and income requirements can enroll. Child Care Assistance, on the other hand, requires the child to be a U.S. citizen or qualified non-citizen, though children who are citizens can receive benefits even if their parents are undocumented.

How do I find Head Start and child care programs near me?

For Head Start, use the Head Start Center Locator or call 1-866-763-6481. For Child Care Assistance, visit Childcare.gov to find your state's child care office. You can also dial 211 from any phone for a referral to local programs. Our screener can help you figure out which programs you qualify for before you start the application process.

Are there waiting lists for these programs?

Both programs can have waiting lists. Child Care Assistance waitlists vary by state and funding levels. Some states have no waitlist; others have waits of several months. Head Start programs fill up based on local demand, and families with the lowest incomes, those experiencing homelessness, and children in foster care get priority. If one program has a long wait, apply for the other in the meantime.

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